German survives plane crash in Thailand – and is now saddled with a mountain of debt. The German-Austrian duo was traveling privately in the aircraft, legally and not as part of a tourism group.

It is not yet known exactly why the crash occurred. The survivor's insurance won't cover the hospital costs. There are a few things you should keep in mind when you're on vacation. Accidents in an emergency are pretty much the last thing on your mind. However, it is not always clear whether the insurance company will pay.