Many pensioners are entitled to more pension points - but these are only available upon application. One pension point is worth 39.32 euros per month in 2024.

Adoptive, step or foster parents can also apply. Only one person can have their parenting periods counted towards their pension. The DRV answers questions on the topic on 0800 10 00 48 00 with material from thepapa.pa. The German Pension Insurance Federation (DRV) answers all questions about pensions. For confidential support call the Samaritans on 08457 90 90 90, visit a local Samaritans branch or click here for details.