Until January 1, 2023, unlimited additional income was only permitted for regular old-age pensioners. This change opened the door to the so-called “dual-earner model” Social judge Stephan Rittweger told Spiegel a practice in which employees receive a partial pension in addition to their regular salary.

The special thing about the model: Those who use it continue to have full social insurance. Around a quarter of all new pensioners will not have reached the normal retirement age in 2021.