Taxes, deductions and the like: Five mistakes when taking early retirement. Anyone who was born before 1953 and had at least 45 years of insurance was able to receive a pension without deductions at the age of 63.
For those born in 1964, the standard retirement age in 2031 is 67 years. Anyone at least 50 percent severely disabled or has health problems, i.e. is unable to work, can retire even earlier. Since 2012, thestandard retirement age has been gradually raised from 65 to 67 for those born after 1947.