Taxes, deductions and the like: Five mistakes when taking early retirement. Anyone who was born before 1953 and had at least 45 years of insurance was able to receive a pension without deductions at the age of 63.

For those born after 1964, the standard retirement age in 2031 is 67 years. Only those who have worked a lot in their lives can retire earlier and this increases gradually from 65 to 65-age for this age group. The earliest retirement age is generally 63, but there are exceptions.