The 10 best and worst cities in the US for first-time homebuyers. Metropolitan areas with a high Hispanic population appear in the Creditnews Research list, which was based on the cost of mortgages, negotiating power and quality of life.

Pittsburgh, Pennsylvania is the best metropolitan area. San Jose, California ranked at the bottom of the list due to its lack of mortgage affordability, with starting home prices starting at $965,068. San Diego ranks 26th in livability, but is worse than Los Angeles in market access and bargaining power.