The capitalization contract is a savings product within which you select different investment vehicles. There is no policyholder or beneficiary clause, and upon the death of the saver, the product remains open.
It integrates the estate and is subject to inheritance tax for its value on the day of death, including earnings, depending on the relationship between the deceased and the heir. This article is reserved for Le Particulier subscribers. You have 90% left to discover. Digital subscription Do you want to read more? Unlock all items immediately. Without engagement TEST FOR €0.99 Already subscribed to Individual? Log in.