The Banque de France confirms a drop in mortgage rates in February, the first in two years. Excluding fees and insurance, the average rate for real estate loans fell from to 4.11%.
Sales have in fact fallen by 22% in 2023, according to the National Real Estate Federation (FNAIM) Christophe Béchu wants to relaunch loans repayable at maturity, which dissociate the payment of interest and the repayment of capital and are rarely marketed today by banking establishments.