A study carried out in 10 countries by Cofidis Business Solutions highlights the “strong differences in the use of payment methods” between countries. The bank card remains the most used in stores by Europeans (87% use it, including 57% often), certain people particularly favor it.
Nordics pay more than the European average with their smartphone (57% and 54% respectively), thanks to the Swish and MobilePay applications. payment by QR Code or on the merchant's smartphone also seems to be developing in certain countries.