With the right tactics, you can often save costs by challenging the amount of charges with service centers. Focus on relatively flexible accounts.

The leading targets are credit cards, hospitals, insurance and phone/internet. Talk to several service representatives by phone, online chat or the relevant company's app. Persist in a respectful attitude, both in conversations with humans and even with "bots" If you found an error in the article, we would appreciate it if you shared it with us. were we wrong We will fix it!