[HIGHLIGHTS] Vehicle theft: losing your keys may lead to a denial of warranty

Whether or not you are in possession of the keys to the stolen vehicle can determine your right to compensation. The loss or theft of an ignition key, occurring during the contract, has the consequence of changing the risk guaranteed by the insurer.

A key ‘in the wild’ can facilitate the theft of the vehicle. The insured must then report the theft or loss of a key to the police but also to their insurance company. Once informed, the insurer will then be entitled to increase the insurance premium.