With this trick, pensioners pay significantly less for vehicle insurance. On average, 80-year-olds pay on average twice as much as 55- year-olds.
According to the General Association of Insurers, more accidents can be attributed to older drivers than to middle-aged drivers. The insurers counter the accusation that this is age discrimination by relying on pure statistics. An investigation by the financial regulator BaFin from 2020 also confirmed that the age-dependent tariff classification does not constitute impermissible discrimination against older drivers.