The service is called “Cashback”: Not only do many supermarkets offer their customers the option of withdrawing cash at the checkout. However, there are a few restrictions.
- In many supermarkets, but also in some petrol stations and hardware stores, for example, customers can also withdraw cash * when paying at the till.
- This service is called cashback. In the supermarkets in particular, many customers are now using it.
- Read here what consumers should be aware of.
Those who shop in the supermarket can not only stock up on food and drink , but also with cash when paying at the till . The process is called " cashback ". Practical: In these cases, those affected can save themselves going to the ATM . Not only many large grocery chains are now offering this service.
Withdrawing cash in-store - where is cashback possible?
Withdrawing cash doesn't only work in many supermarkets. But also in many petrol stations and hardware stores as well as in some other specialty stores.
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Withdraw cash in the supermarket or gas station - minimum purchase required
There is one limitation: Purchasing should still be the focus. Because according to the Payment Services Act , the retailer must purchase goods when they issue cash . Otherwise, it is a payment service that requires approval and that only financial institutions are allowed to use. This means: an "alibi purchase" for a few cents is not enough to allow a payout.
In practice, this usually means that customers must have bought at least ten euros worth of goods in many shops . As a rule, you can also withdraw a maximum of 200 euros . Consumers should also note that in some stores they can only withdraw money once a day. And the service often only works with the EC card *, but not with the credit card. Customers can find out exactly what is possible in which stores at the checkout at the latest.
Withdrawing money in store - this is how it works
At the terminal at the cash register *, consumers insert their giro card into the slot provided, type in the secret number and enter the amount of the desired amount. This is where the respective maximum amount comes into play.
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Withdraw money in the supermarket - service for consumers free of charge
The advantage of cashback : Consumers can save themselves the extra trip to their bank or ATM . The supermarkets also bear the costs for this service. In other words, cashback is always convenient for customers.
Consumer advocates see a possible disadvantage that customers may be tempted at the checkout to buy more goods than they had originally planned. In order to achieve the specified minimum purchase value in the store so that you can withdraw cash at all. At the supermarket checkout, other customers could also notice that cash is being withdrawn - at least from the point of view of some consumer advocates, this could represent a possible security risk. (ahu) * Merkur.de is part of the nationwide Ippen central editorial network
Space for the essentials when shopping
Want to go to the supermarket quickly after work? Then a handy shoulder bag (promotional link) is sufficient, in which you can stow the most necessary purchases.
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