The stock markets may have been euphoric since the announcement of vaccines against Covid, French savers are playing the card of caution.
First of all, they continue to want to save.
Nearly 88% of French people aspire to put money aside, according to the BPCE observatory.
“There is the idea that the crisis is here for a long time.
Under these conditions, many households anticipate a probable deterioration in their income, and save to cope with it.
We are in provident savings ”
, argues Alain Tourdjman, economist at BPCE.
Household financial investments, boosted by deposits on passbooks and current accounts - and less by life insurance, still in outflow - could exceed 130 billion euros at the end of the year, according to BPCE.
Risk-free financial products are therefore on the rise.
Read also:
Is real estate still a safe haven?
However, savers are more serene than during the first confinement.
In March, households exposed to stock markets were caught
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