Javier Firpo
04/09/2021 4:40 PM
Clarín.com
Society
Updated 04/09/2021 4:40 PM
Her son Benicio sees her cry and runs to hug her.
Very strong, without saying anything.
And she contains him with her two arms and rests her head on his shoulder.
So they stay, a while in silence.
Romina Bravo is 44 years old, she is from La Plata, she lives in Gorina, 15 minutes from the center of La Plata, in a house to which she dedicated three years of love, dedication and investment.
An old house, which he was able to buy in early 2018 with a UVA loan
.
From that illusion without limits to this nightmare without consolation, which holds her hostage to an anguish that oppresses her.
In a relationship with Nicolás for ten years, with two children (Valentino, 14 and Benicio, 7), Romina, tired of so many frustrating rentals and exhausting moves,
was the promoter of requesting a UVA loan at the bank where she worked for more than 20 years
and where she worked as a select account executive, a senior position.
The loan was 2 million pesos to be paid in 20 years with a payment of 20 thousand pesos.
"They threw me out of the bank in 2019 for a restructuring and
today I owe 10 million pesos and pay a fee of 80 thousand pesos
."
Hearing bankruptcy makes it fragile.
"We bought an old house, in poor condition but we decided to put it back together for the family, putting in many thousands of pesos because
since we got into this loan we imagine ourselves here being old people
. But just three years passed and I broke down when the real estate guy
He put up the sale sign
... Poor kid, I didn't understand anything. My husband is an administrative employee and I have an ordinance position in the treasury of the Court of Justice for which they pay me 30 thousand pesos. They don't give us the numbers, it is impossible, with two children in school. "
Romina Bravo (44) wipes her tears before posing under the "Vende" sign: "Every time I come from work and see the sign I want to die."
"Either we eat or we pay for the house, what do I do, what do we do?"
.
Not for
melonear
Romina, looking for
a door in a dead end.
"I have been sleeping almost nothing, I am awake, with an unbearable acceleration, but the night before last in bed I had an idea and jumped with a mixture of hope and naivety. I thought of Alberto Fernández who is isolated with Covid,
perhaps the President will have more time to remember the campaign promises
. Because both Alberto, Cristina Kirchner and Axel Kicillof promised to solve the state of which those of us who request UVA loans are victims. "
"Mr. President @alferdez. My name is Romina Bravo. I am mortgaged UVA.
Honestly
, I
am desperate
, I lost my job in November 2019 at Banco Santander. It was 22 years of work and with my savings and the loan we bought an old house. We lived moving away . I ask you for HELP ", was the first tweet.
"I wanted something brief, not political, just to enchant him and mention the UVA to him, perhaps he remembered and remembered his promises," he says.
"I can't take it anymore, unfortunately I put my house up for sale. I can't pay a monthly fee of 80,000 pesos and (owe) a capital of almost 10 million pesos.
I swear I want to pay. But I need your help. We need your help. Please. .
I stay in nowhere and with two children. I beg you @alferdez ".
In the second tweet "I wanted to be punctual and tell him with data what is happening to me," explains Romina, whose eloquent Twitter account is @RoUvaEstafa.
Nicolás and Romina, along with Benicio.
"I voted for President Fernández because he made a commitment to the more than 100,000 families that asked for these loans."
Romina is today the spokesperson for
105 families who have requested UVA loans throughout the country and are going through different contingencies
.
"We want to pay something reasonable, as they promised us when they sold us these loans. It cannot be that I pay almost 80 thousand pesos per month, which in La Plata is not even worth the rent of a fifth house with a pool and jacuzzi. I asked for two million and I owe five times more. Why do politics do this to us,
why do politicians make people sick with their bad decisions?
Let it be clear: I want to pay, but not this usury. "
"I hope that President Alberto Fernández will read to me, or someone will comment on it.
I voted for him because he committed to the more than one hundred thousand families that asked for these loans
and I cannot believe that they laugh at us and A minister of this government, whom I am not going to mention, told the UVA group of indebted people without mincing words:
"In the electoral campaign, we politicians lie
." Just as Argentina asks the IMF to refinance them. the debt, we ask that the banks refinance our debt and
not make it easy and extend the term from 20 to 30 years, because it is worse
. "
Every afternoon that Romina comes home from work, she sees the sign in front of her house and she can't believe it.
"The neighbors, who know how we work through these walls, have approached and could not believe it.
It has been for sale for two weeks and we have not received a call.
I do not know what will happen, but if we sell it, we will pay the debt and We will rent again. "
He tries to contain himself but cries.
Benicio returns and the scene repeats itself, although this time she tells him that she is fine.
"It would not be starting from scratch, because we no longer have savings, I lost my job, the outlook is scary, it
would be like starting buried in a well,
" he graphs.
Romina Bravo with her son Benicio, who is angry about the possibility of moving: "It would not be starting from scratch, it would be like starting in a well," he illustrates.
It is an explosive cocktail, a mixture of anger, bitterness, helplessness and disappointment.
"
If I could, I would go to Wednesday in this country, it is unfeasible where you look at it, it does not give you respite
. With my husband, with Italian descent, we have decided to make our children citizenship, it is the least we can give them to Let them not live the anguish we go through. Here those who roll up our sleeves, get up early and go to work, pay the broken dishes. And
we are always the citizens to blame for believing in the promises of these politicians
. "
Romina goes over and over again Fernández's words in the campaign: "'I'm going to help them with the UVA, which are a scam of the Macri government,' he remarks. And I know that the pandemic came and there are many fronts it must have , but
the promises are fulfilled and we are more than one hundred thousand families
and many have become seriously ill from holding the house at any cost. I decided to put it up for sale in disgust, but I don't want to get sick, I have two children and a husband who they need me".
Share an Excel spreadsheet that shows how the loan installments that began to pay at the beginning of 2018 increased. "We started with 20 thousand pesos, but in December 2018 we were already paying 29,900; in December 2019, 45,000 and in March 2020 it was almost 50,000. That was the last installment we paid because we took advantage of the deferral DNU that ends in this month of April and
we should start paying almost 80,000 pesos
".
Just yesterday.
Nicolás and Romina, in early 2018, when they signed the house purchase contract and received the keys to their home.
"I see this photo and I can't hold back my tears."
Crumbling, she confesses that she hears what happens with other families in debt.
"They get sick, they go crazy, they fight to the death, they divorce, and one or the other is left alone with this tsunami
. I don't want that in my family. We are together with Nicolás, still healthy ... Sometimes we fight badly, he reproaches me for having promoted the idea of requesting the loan ... What can I do, what is my fault ?!
I asked for it with the peace of mind of having a job that supported me
, without imagining that I would lose it a year later due to a restructuring ".
He grabs his head, rubs his eyes.
"I just want to tell Alberto Fernández that I strongly believed in his word, in his gaze and
I ask him to listen to us, even if he answers that we do not, but that he does not pretend that we do not exist
. We are Argentine citizens, we deserve an answer, We do not ask for plans, we are workers who were victims of an inflation that we did not generate. Please, we are ordinary people, of the middle class, who do not want to be trampled on any more. I hope the president is empathetic, listens and takes action. "
Romina is exhausted after a long day at work.
She says that she is very, very, attached to the walls, but more to the health of her and her family.
"
It is a horrible situation to have to sell the dream you were able to reach
, it is very desperate because we have left almost everything to build this house that we love so much. We are waiting for an answer, here we are shouting from the rooftops ...
To the middle class we It is difficult to go out, march, cut streets or burn tires
. That does not sound derogatory, but our head is not set for those things that are very useful, but it is difficult for us to face ".
ACE
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