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Savers regain their appetite for life insurance


DECRYPTION - The rebound in the preferred investment of the French has been confirmed since the start of the year, in a context of abundant savings and good market performance.

Will life insurance finally take advantage of the surplus savings accumulated by the French and placed on risk-free media (Livret A, current account, etc.)?

For two months, the French have come back in force on this flagship product of savings.

They have invested far more money than they have withdrawn (+2 billion euros in January, +1.6 billion in February) according to the French Insurance Federation (FFA).

The collection is doing better than last year at this time (+ 8% in February over one year).

Last year, the French set aside nearly an additional 110 billion, according to the Banque de France.

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But this money had so far not benefited life insurance.

This placement had a black year with a historic outflow (-6.5 billion euros).

“We feel that savers are no longer waiting.

They have been patient last year and accumulated massively on current accounts.

And since we still cannot really consume, the accumulated savings

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Source: lefigaro

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