Many Germans would like to pay more often by card or smartphone - if it were possible.
But there are a number of obstacles.
Especially in
times of Corona *
, many Germans
prefer to
pay
by card instead of cash
.
The background to this is the hygiene concept in contactless payment, which is why many shops are now offering this service.
However, it is by no means possible to make cashless payments in all shops in this country.
The demand would be enormous.
Many Germans would also like to pay cashless at the bakery
According to a report by the German Press Agency (dpa, as of April 5), a
survey
showed that
six out of ten people in Germany would
generally
pay more often by card or smartphone
.
However, as the report goes on to say, there are a number of obstacles.
At the
bakery or butcher, in the taxi or in some places in local transport, but also in some restaurants
, consumers are often still dependent on cash in their own experience.
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Pay contactless in the supermarket and withdraw cash
26 percent of the more than 2,000 adults surveyed by the polling institute YouGov stated that they would use cards and smartphones more often to pay “if there were more options”.
14 percent would use this route more if they
could
withdraw cash at the checkout at the
same time
.
After all, many supermarkets offer this service.
Also read:
Lidl: Customers in the discounter could soon pay so easily.
With
contactless payment
, the card does not have to be inserted into a device.
The data is encrypted and exchanged with the terminal at the cash register when the card is held in front of the reader.
In the case of small amounts, it is not even necessary to enter the secret number (PIN), as the dpa report goes on to say.
During the corona pandemic, the German banking industry
doubled
the limit for
card payments without entering a PIN
in retail
from 25 to 50 euros per use
.
Also read
: Tax return 2020: What you must not forget this time
Pay by card: Are there any fees at your bank?
When shopping, however, many do not think about the fact that there
may be costs
if they
pay
with their
checking or credit card
.
You should inquire about the conditions beforehand.
The following fees may apply.
(ahu) * Merkur.de is an offer from IPPEN.MEDIA.
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What consumers should be interested in
With these seven tips you can save a lot of money in everyday life
With these seven tips you can save a lot of money in everyday life