The amount of the pension is linked to income.
But periods of unemployment also count for later retirement - but what those affected have to pay attention to.
Also periods of
unemployment
count for later
retirement
*. The experts at
Stiftung Warentest
draw attention to this. The German Press Agency (dpa) has also reported on it. Anyone who loses their job should in any case register as unemployed, according to the dpa report on the subject. Even if there is no entitlement to unemployment benefits, it can pay off, according to the “Financial Test Special - Your Pension” by Stiftung Warentest. Because: Only then will the time also count for later retirement. For example, if you want to retire earlier, you have to have a
minimum
insurance period. A
registered unemployment
helps
to secure
these
insurance periods
.
You can also read
: Retirement at 63: This is how much money it costs if you want to retire earlier.
The report also states: If
unemployment benefit 1 is
paid, the
employment agency
usually also
pays pension contributions
- but only for
a maximum of 24 months
.
The contributions are therefore paid on the basis of 80 percent of the last gross salary.
You can also read:
Tax arrears after short-time work - who is affected.
For
unemployment benefit 2
(which follows on from unemployment benefit)
there is no pension entitlement, writes dpa.
This
time, like the time of unemployment benefit 1, is important for the minimum insurance periods
.
In addition, the unemployed would also be entitled to rehabilitation services, which could possibly help them re-enter the labor market.
Also read:
Termination During Probation: What You Know Now
have to.
How much will your own pension later be
?
Employees can also find central information about this in the
pension information
, which they receive regularly and which is kept relatively short with two pages.
The
most important numbers
are in a box on the first page.
For further reading:
Do you want to know how much your pension will be?
These three numbers tell you.
As dpa writes,
long-term insured
persons need, for example, a minimum insurance period in the statutory pension insurance of 35 years before they can retire.
With this variant, early retirees have to accept discounts on their pension.
And, as the report also says:
Particularly long-term insured
persons need a minimum
insurance period
of 45 years.
With this variant, there are no discounts.
If you have any questions about pensions, rehabilitation and additional old-age provision
, the German Pension Insurance will provide information free of charge.
Interested parties can find more information here.
(ahu) Merkur.de is an offer from IPPEN.MEDIA.
Sources: dpa, Stiftung Warentest
Also interesting
: Basic pension: The first notifications will be sent out from July - what pensioners should also know.
With these seven tips you can save a lot of money in everyday life
With these seven tips you can save a lot of money in everyday life