450 euro job alongside your main job? There is one thing that mini jobbers have to pay attention to

If the salary is not enough or a major purchase is pending, many want to earn something with a mini job.

Employees must pay attention to this.

Regardless of whether it's a wedding, a bigger car or the dream of owning a home: If major expenses are imminent, many employees want to earn something with a part-time job.

Often, however, employees simply do not earn enough in their job * to be able to finance rising rents, excursions for the children or holidays.

We show you what

to

look

for in a

mini job alongside your main job

.

Advantages of a mini job alongside your main job

Mini-jobs, also known as 450-euro jobs, are the best way to earn some extra income in addition to a main job that is subject to social security contributions.

These are not taxable up to the income limit of 450 euros per month (marginal earnings limit).

This means that in addition to your main

job

, you can earn

up to 450 euros tax-free

.

However, this only applies if you have a single mini job.

If you combine several marginal employment and thereby exceed the marginal employment threshold, you have to pay tax on all of your additional income.

Read here how much the hourly wage is for a € 450 job.

Mini job alongside main job: permission from employer required

Before you start looking for a mini job, however, there is one thing that you need to pay attention to: if you have a full job that is subject to social security contributions, you must

first obtain the consent of your boss

.

This also applies to

self-employed activities

such as photography

jobs

or if you want to earn money with your own blog.

Be sure to take a look at the employment contract to see if it contains a

regulation on outside

employment

.

You should then seek an interview with your employer.

Otherwise you risk a warning or even a termination.

Also interesting:

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Why can the employer forbid a part-time job?

Worried that your boss might not approve a part-time job?

Don't worry: he mustn't forbid you to work on the side for no reason.

"A weighty argument against the additional income would be if it could have

negative consequences for your main job

", the insurance company

Generali points out

on its website.

“Anyone who works as a bus driver during the day should not work night shifts in the security service beforehand.

In such a constellation, the main employer can exercise his veto. "

Health and pension insurance for mini jobs

If you have a main job that is subject to social security contributions, you do not pay any additional health insurance contributions for your mini-job. For this, part-time mini-jobbers have had to

pay into the pension insurance

since 2013

: As an employee, you pay

3.6 percent of

your salary, the employer a flat-rate 15 percent. The pension insurance contribution of the mini-job will then be offset against the later pension. Read here how much pension a 450-euro job can mean for you.

An exemption from compulsory insurance is possible for employees upon request.

However, you lose the full protection of the statutory pension insurance.

Please inform yourself in advance about possible consequences.

The exemption from pension insurance applies until the end of the respective mini job

.

(as) * Merkur.de is an offer from IPPEN.MEDIA.

More on the topic

: Mini-job: This is how much money the unemployed and Hartz IV recipients can earn - otherwise there is a risk of deductions.

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