Are you annoyed about account management fees that have been debited?
You can find out which banks still offer free current accounts here.
According to the
picture
,
around 430 banks and savings banks are
now demanding negative interest rates from their current account customers. You are wondering why? With negative interest, banks want to discourage customers from investing larger amounts. Because banks themselves pay negative interest when they in turn deposit money with the European Central Bank (ECB), according to the
Finanztip.de
portal
. Many banks would pass this negative interest on to their customers from a level of -0.5 percent per year. So customers have to pay for the bank to manage their money.
In addition to negative interest, almost all financial institutions also charge account management fees.
But there are still banks that don't demand anything from their customers.
According to
the
picture
,
these include
three supraregional banks, six regional banks, including four Volksbanks, and four direct banks.
According to
the financial
portal Biallo
,
these banks with free current accounts * without negative interest include
:
Santander with the "Best Giro" account
PSD Bank Munich with the account "PSD Giro Direkt"
Zitraat Bank with the combined account
Openbank with the Open current account
Volksbank BraWo Braunschweig Wolfsburg with the account "BraWo-My Account"
Tomorrow with the "Free" account
Change of bank yes or no?
Talking to your bank or savings bank can be worthwhile
Are you satisfied with your bank and basically don't want to switch?
Then a conversation can be sought.
Your bank advisor may have a free or inexpensive current account on offer
.
If this is not the case and you choose to bank accounts, old and new bank must work according to the law, so that the account switching goes smoothly, informed
Bild.de
.
(jg) * Merkur.de is an offer from IPPEN.MEDIA.
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