Hundreds of thousands of retirees can expect a little more money soon - namely when they receive a basic pension for the first time.
When is it ready for whom?
This year, the corona pandemic brought retirees an increase: in the west there was no plus *, in east Germany 0.72 percent.
The reason was the cyclical slump in premium income in the pension fund.
But a trend reversal is imminent - with initially significantly increasing pensions in July 2022: According to the pension insurance report, there could then be 4.8 percent more in the old states, as the German Press Agency (dpa) reported, in 2023 then 3.15 percent - in East Germany even 5.56 and then 3.88 percent.
Basic pension is reaching more and more people
Hundreds of thousands of retirees are likely to see a little more in the coming year - namely when they receive the basic pension for the first time, retrospectively from the beginning of 2021. Because then the premium for long-term low-wage earners officially started.
However, setting up the data systems took so long that the first beneficiaries did not receive basic pension notices until July.
It should take until the end of 2022 until the estimated 1.3 million people who are entitled to the supplement are sifted out of the 26 million pension accounts.
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Entitlement to a basic pension?
Examination takes place step by step
+
This year, the coronavirus pandemic brought an increase to retirees.
In the west there was no increase at all, in east Germany 0.72 percent.
© Patrick Pleul / dpa
According to the dpa,
basic pension is
given to anyone who has paid contributions for at least 33 years, for employment or self-employment, or also has times for raising children or care or has received sickness, transitional or short-time allowance.
The full surcharge is only available from the age of 35.
The basic pension is aimed at low-wage earners, but the contribution must have been at least 30 percent of average earnings.
The new information is
first
sent to new
pensioners with the pension notices
- so they can find out whether and, if so,
how much
they
will
receive a
basic pension
.
According to the dpa, after the start with new retirees, the pension insurance plans to check
in the second half of the year
for people with
basic security
,
housing benefit
or
other welfare benefits
whether they are entitled to a basic pension.
The remuneration of the very old, who already received a pension before 1992, also have their turn in the exams.
The millions more pensions will follow by the fourth quarter of 2022.
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Three numbers tell you.
What is the average basic pension?
What can retirees expect?
On average
, the
government estimates that
the basic pension should be
75 euros
, as dpa wrote.
But whether the prognosis is correct is still open.
“More precise statements are only possible if a representative number of basic pension supplements has actually been calculated.
I'm very curious about the numbers myself, ”said the President of the German Pension Insurance Association, Gundula Roßbach, the“ Weser-Kurier ”(July 19).
At Stiftung Warentest it was assumed that the surcharge “according to the pension insurance is around 75 euros a month”.
Retirees shouldn't expect too much, according to an article on Test.de (July 20).
Problems with pensions in the coming years
And what about the future of pensions in general?
The all in all good retirement years should pass, according to the dpa report.
Tax funds would already cover around 30 percent of pension expenditures - the federal government spends more than a quarter of its budget on it.
Should the federal government make more and more contributions to pay-as-you-go pensions?
Or should contributions even increase or benefits decrease?
A pension commission set up by the government should provide an answer last year, according to dpa.
In her case, however, the opinions clashed so irreconcilably that some commentators spoke of a failure.
(ahu) * Merkur.de is an offer from IPPEN.MEDIA.
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List of rubric lists: © Patrick Pleul / dpa