Sometimes it's the small sums that can be saved in everyday life.
If that's not enough for you, you could pull out other stops altogether.
For example when it comes to living.
There are many corners and ends that can save money in everyday life.
If that's not enough, you can fall back on an extreme
cost-saving measure
, which should be a real challenge for anyone who has grown fond of their own four walls: moving back in with their parents!
The blog
kinderleichtefinanzen.de
It is not for nothing that describes this measure as the “most extreme savings tip”.
Because of course the step "back to the parents" is an immense one.
But if you get on well with your parents and play with the idea, think about the benefits.
If the other siblings have moved out a long time ago and your parents may have their own garden (unlike you at home), you would have enough space for yourself there.
Living together would definitely spare your wallet *.
In this way, you could easily save hundreds of euros (or more) in rent every month and at the same time have more time for the family.
Rent as a percentage of income - is the burden quota higher?
The savings effect is often enormous: In
many cities in
particular,
rent
makes up
an
enormous proportion of total expenditure
, as demonstrated by a recently published study at Berlin's Humboldt University (HU). In Germany's major cities, millions of people would have extremely
little money to live
on
because rents were too high for them
, as
Sueddeutsche.de reported
on the occasion of the new study in June. Almost half of the households there would have precariously high
rental costs
wear, it says in the report.
The study specifically shows that 49.2 percent of the approximately 8.4 million households that rent in cities with more than 100,000 inhabitants would have to spend more than 30 percent of their net income in order to be able to pay their warm rent.
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Apart from this study?
When it comes to rent as a percentage of income, experts would often use the
30 percent mark
as a
guide
, as
Sueddeutsche.de
writes.
If the
exposure rate is
higher, "this is particularly problematic for people with a low income, because then there tends to be too little left for food, clothing, leisure time or vacation".
You should also consider this when considering how much you will spend on an apartment.
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Rule of thumb: You can easily save money with the 752 rule
Saving money: “Multi-generation houses” are the trend
Young and old under one roof - can that work?
Of course, everyone has to decide this question for themselves.
And your own four walls should be worth a lot in the end.
At least the current trend is the federally funded “
multi-generation houses
” where younger and older roommates live under one roof.
The advantage: Seniors often take on part of the childcare, while the younger ones do the shopping, for example, or take care of the Internet in the household.
Communal kitchens, sports rooms or, for example, the garden are shared - and in some cases they get away cheaper than living alone.
Interested parties can find more information about the federal multi-generation house program here.
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Save rent in the shared apartment
And
what about
the
rental costs
?
It is not only singles who can save money here if they
opt
for a shared
apartment
.
Maybe with good acquaintances or friends who feel the same way?
You could also share a car in the same way.
But the condition is - and that is often the crux of the matter - that you get along really well.
(ahu) * Merkur.de is an offer from IPPEN.MEDIA.
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These seven tips will save you a lot of money in everyday life
These seven tips will save you a lot of money in everyday life