How can you make provisions for old age?
One in four now also invests their money in stocks, funds, bonds or certificates, according to a survey.
More and more people in Germany are saving
for old age
with the help of securities
.
The German Press Agency (dpa) reported on this on the occasion of a survey.
One in four (25 percent) now also invests money
in stocks, funds, bonds and / or certificates
, as the survey by the opinion research institute YouGov on behalf of Dekabank revealed.
Last year, the share was still 21 percent, in 2019 it was 17 percent.
Low savings rates - growing demand for securities
According to dpa, the Sparkassen securities house explains the upward trend, among other things, with the
long-term
low
interest rates
: In view of the
low
interest
rates
, more and more investors are more open to securities.
A number of providers have recently reported growing demand for securities, according to dpa - including Dekabank, which sells its products through the savings banks.
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Corona crisis: awareness of private old-age provision even more
According to the “Deka investor monitor”, the
corona crisis
made many people even more aware that
private provision for old age is
necessary, the report says.
In both the 2020 survey and this year's survey, 40 percent of those surveyed said they expected the level of the statutory pension to fall.
41 percent now assume that the retirement age will be raised even further, compared to 28 percent in 2020.
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According to the current survey, a total of 44 percent of the respondents feel unsure how to
best invest
their
money for retirement provision
due to the complexity of the topic
, writes dpa;
The report goes on to say: “41 percent say that this does not apply to them or not at all.
More than every second respondent (57 percent) stated that they made private provision for old age in addition to the statutory pension. ”
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