The Minister of the Economy, Bruno Le Maire, bangs his fist on the table:
"The costs of retirement savings plans are excessive," he
asserts.
PERs are these investments launched with fanfare two years ago, at his initiative, and intended to provide additional retirement savings to savers (3.8 million French people already have them).
“I can't just be transparent,
” he says.
I want transparency to lead to reduced costs. ”
And they are particularly heavy.
Based on a report issued in July by the Advisory and Financial Committee (CCSF), Philippe Vayssettes, member of the supervisory board of the internet broker Yomoni and formerly of ABN Amro, Neuflize OBC and Milleis, took out the calculator: for 100 € invested and a return of 6% per year, the subscriber earns € 83.50 after 20 years.
At the same time, the intermediaries will have charged € 81 in fees.
"The retiree will only enjoy half of the value created, which is a lot
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