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No longer free: More and more banks are charging fees for the Girocard

2021-11-08T14:56:02.904Z


Not only some of the traditional commercial banks and savings banks charge a fee for the popular payment card, but also more and more direct banks in Germany.


Not only some of the traditional commercial banks and savings banks charge a fee for the popular payment card, but also more and more direct banks in Germany.

The once free Girocard is becoming obsolete at more and more traditional direct banks in Germany.

In future,

ING Germany

will also

charge its customers fees for the Girocard.

From the beginning of March 2022, EUR 0.99 per month will be charged, as the institute announced on Wednesday (November 3) on request.

The first load takes place in April.

The Visa payment card, on the other hand, remains free of charge.

First of all, the newsletter "Finanzszene" reported.

Other direct banks

have

already followed a similar path

.

More and more direct banks are charging fees for Girocard

According to its own information, ING deliberately relies on the

Visa debit card

. This can be used worldwide and is now accepted by most local retailers, including for mobile payment, the institute justified the move. Current account customers can also withdraw money free of charge at 97 percent of all ATMs in Germany and all euro-area countries from 50 euros.

In

 contrast, the

popular

girocard

in Germany 

will cost money in the future. This applies to new customers from the beginning of April. Existing customers must agree to the change. "Against the background of the BGH ruling, we will also obtain your consent to changes from the past in the course of this," said the institute. The Karlsruhe judges decided in the spring that banks must obtain the consent of their customers * in the event of changes to general terms and conditions.

The

direct bank DKB Bank

has also been using the

Visa debit card

for new customers since November

, which is offered free of charge.

If new customers also want the

giro card

, they have to pay EUR 0.99 per month for it.

From the first half of 2022, the Visa debit card will be issued to more than 4.8 million existing customers, the giro card will remain free of charge for them.

Also interesting

: negative interest rates from 5,000 euros - what does Stiftung Warentest advise small savers?

At

Consors Bank

, the optionally bookable

Girocard has 

cost 

1.00 euros per month per account holder when an account is opened since March 27th.

The

Visa debit card

is free.

Comdirect

also introduced the free

Visa debit card

in the spring

, but the 

girocard

 can still be booked without additional charges.

Where are the last free accounts according to Stiftung Warentest  

Also

part of the classic commercial and savings banks

requires for the popular payment card

fee

.

The

search for a free current account

 without conditions is

becoming more and more difficult

, according to Stiftung Warentest

.

Read here what the experts' test showed a few months ago.

(dpa / ahu) * Merkur.de is an offer from IPPEN.MEDIA.

Source: merkur

All life articles on 2021-11-08

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