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Retirement: three golden rules to avoid unpleasant surprises when it comes to asserting your rights

2021-12-01T14:19:24.289Z


OUR ADVICE - The complexity of the French system is almost always a source of errors to the disadvantage of the insured. However, many of them are easily avoidable according to experts.


In 2020, "

a new pension in six

(liquidated at the CNAV)

contains at least one error of financial significance

", underlines the Court of Auditors in its latest report on the "

certification of the accounts of the general social security system

".

A high number.

But according to Dominique Prévert, associate director at Optimaretraite, he is even underestimated.

It's much more serious than that.

If we take into account all the various funds, we observe errors in 90% of the files that we process

, ”he emphasizes.

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Read also What survivor's pension will you be entitled to?

Similarly, if the Court of Auditors points out that "

for three-quarters, this rate corresponds to errors to the detriment of the insured

", Dominique Prévert thinks, "

that the errors in favor of the insured are exceptional , less than 1% of cases

”.

The problem with these differences is that they are not always very high in absolute terms.

We do not realize it immediately.

But over 23, 24, 25 years ... it ends up weighing,

"notes Pascale Gauthier, manager of regulatory watch and training at Novelvy Retraite.

Here are three behaviors to adopt to limit the risk of unpleasant surprises on your retirement pension.

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Source: lefigaro

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