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Health insurances: Many will increase the contributions in 2022 - For whom a change is worthwhile

2022-01-03T13:07:14.366Z


Health insurances: Many will increase the contributions in 2022 - For whom a change is worthwhile Created: 01/03/2022, 13:57 From: Lucas Maier You should look carefully at the contributions of the health insurance companies in the new year 2022. But not only the price is decisive.  Kassel - High raw material prices, higher inflation and more expensive vegetables: Many are worried about their m


Health insurances: Many will increase the contributions in 2022 - For whom a change is worthwhile

Created: 01/03/2022, 13:57

From: Lucas Maier

You should look carefully at the contributions of the health insurance companies in the new year 2022.

But not only the price is decisive. 

Kassel - High raw material prices, higher inflation and more expensive vegetables: Many are worried about their money with a view to the coming year (2022).

Especially against the background of the corona pandemic, some fear a drastic increase in health insurance contributions *.

Stiftung Warentest * compares the price developments of the individual health insurance companies in a current research.

Check24.de publishes another list.

A total of eighteen health insurance companies will have their prices increasing in 2022. With eleven health insurance companies, the contributions will decrease in the new year.

Prices 2022: There are also changes in the new year for health insurers.

(Symbol picture) © Jens Kalaene / dpa

A comparison of health insurances: the additional premiums for these will increase in 2022

Not all health insurances have yet given information on the prices in 2022, as Stiftung Warentest reports.

With eighteen health insurance companies that will charge more money for their services from January 2022, the increases in the additional contributions are up to 0.70 percent, according to Check24.

Health insurance:

Increase in the additional contribution (in percent):

AOK Baden-Württemberg

0.20

AOK Bavaria

0.20

AOK Bremen / Bremerhaven

0.30

AOK Hessen

0.20

AOK Northeast

0.20

AOK Northwest

0.40

AOK Rhineland / Hamburg

0.50

AOK Rhineland-Palatinate / Saarland

0.40

AOK Saxony-Anhalt

0.20

Company health insurance company PricewaterhouseCoopers

0.22

BKK B. Braun Aesculap

0.20

BKK BPW Bergische Axes KG

0.50

BKK exclusive

0.30

BKK Public

0.20

BKK Scheufelen

0.20

BKK Würth

0.70

Handelskrankenkasse (hkk)

0.30

TUI BKK

0.10

Source (as of December 30, 2021):

Press releases / board meetings of the health insurance companies

On the Stiftung Warentest website, the so-called health insurance calculator can be used to compare health insurance contributions directly.

In their test, the consumer experts were not only concerned with the price for 2022, but also with the additional services offered by the individual health insurers.

Whether travel vaccinations or skin screening, the additional services should definitely be considered when choosing a health insurance company.

Health insurance price: The additional premium for these insurance companies will decrease in 2022

In the new year 2022, the average additional contribution will remain constant at 1.3 percent.

In addition to price increases, some health insurance companies are also lowering their prices.

Health insurance:

Reduction of the additional contribution (in percent):

Bertelsmann BKK

-0.25

BKK_DürrkoppAdler

-0.32

BKK EVM

-0.30

BKK Gildemeister Seidensticker

-0.30

BKK Hercules

-0.30

BKK City of Augsburg

-0.30

BKK Technoform

-0.40

BKK ZF & Partner

-0.35

BMW BKK

-0.50

Continental company health insurance fund

-0.15

energy company health insurance fund

-0.08

Source (as of December 30, 2021):

Press releases / board meetings of the health insurance companies

The statutory health insurance companies are obliged to provide care, which is why around 95 percent of the medical service is the same, reports Stiftung Warentest.

For example, for those under the age of 18, all health insurances cover the full cost of hospital stays.

Health insurance 2022: When switching, you shouldn't just look at the price

Changing health insurers can save you money.

Depending on the income, up to a hundred euros and more can be saved here.

But not only the price should be used as a criterion for a change.

Subsidies for tooth cleaning and the like can also make a higher price profitable in 2022 *.

The change itself is mostly straightforward, as Stiftung Warentest writes.

An application to the desired new health insurance company is often sufficient.

The new health insurance company will then clarify the formalities that arise.

However, employees should not forget to notify the company.

But consumers will not only have to be careful with the prices for health insurance in 2022 *.

(Lucas Maier)

* hna.de is part of IPPEN.MEDIA

Source: merkur

All life articles on 2022-01-03

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