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Why be satisfied with the 1% yield of the Livret A?
The Bricks.co company offers you to boost your savings by investing in rental real estate, from just 10 euros.
Focus on a new method in France which is likely to be emulated, given its many advantages.
Bricks.co: why investing in real estate in 2022 is going to become one of your best ideas?
The main objective of Bricks: to democratize real estate investment for individuals by making it "simple and affordable", in the words of Cédric O'Neill, founder and president of the French company.
The method for this is simple:
Bricks.co's experts select and negotiate the acquisition of buildings offering strong rental potential and added value.
The building is financed in part by a bank loan contracted by the company, the other part being financed by investors in the form of shares of 10 euros, called “bricks”.
Each month, the investors receive a fraction of the rents collected, in proportion to the number of bricks they own in the building.
As the company remains the owner of the property, there is no rental management constraint for the investor, and building maintenance is assured.
Of course, the more “bricks” you buy on a building, the bigger your earnings will be.
You can buy as many "bricks" as you want, within the limit of 5% of the price of the building in question.
The Bricks.co teams aim for a target rate of return of between 10 and 15% per year.
A rate higher than the average yields of real estate investment companies (SCPI) and real estate crowdfunding.
How to boost your savings with Bricks.co rental property investment?
With Bricks.co, the advantages are many
Who says investment, says risk: whether in the stock market, cryptocurrency or real estate, the risk of losing money is always present.
To control this risk, Bricks carefully selects the projects on which you can invest.
The property search procedure is fully internalized, with a team of professionals specializing in rental property.
These experts select the buildings on the basis of numerous criteria:
the occupancy rate of the building and its rental profitability,
the general condition of the building and common areas,
energy performance,
the geographical location of the building,
key indicators such as demographics and the evolution of real estate prices in the sector, etc.
More good news for investors: Bricks uses bank credit leverage.
Indeed, most of the buildings are co-financed using a bank loan.
Part of the rents collected will be used to repay the loan, which will lead to a decrease in the weight of the debt every month, and therefore an increase in the value of the “bricks”.
It is this ingenious leverage system that will generate a significant return (11.83% on average in 2021).
Finally, last element to take into account: you can resell your “bricks” at any time on a dedicated marketplace.
When you resell them, you can even make a profit.
Indeed, the buildings are revalued every six months by an independent expert to take into account the evolution of real estate prices.
When the market goes up, the value of your bricks goes up too!
The key figures of Bricks.co and the future of its rental property investment method
The future looks bright for Bricks.co.
Like other French start-ups, such as Sorare for example, the fintech specializing in real estate investment is enjoying exponential growth.
In less than a year, it has passed the milestone of 117,000 investors and financed the purchase of around twenty buildings throughout France.
Today, the main challenge for the platform is to always offer more buildings to finance.
Indeed, the proposed buildings are financed in the space of a few minutes, which leaves little time to satisfy all the investors.
On the strength of these good results, the young French company has overflowing ambitions for 2022:
300M€ of acquisitions of new properties,
500K new subscribers,
120 new recruitments to support its growth.
An essential step before setting out to conquer new markets, in Europe this time.
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