Perhaps you are one of the French people who have a lot of precautionary savings, and who find that they earn very little interest, even in the long term.
Faced with such a situation, you may have to ask yourself what solution is available to you to make your money grow.
Life insurance presents itself as a choice that can be wise.
Sicavonline is a 100% subsidiary of Ageas France: it is an investment services provider, an insurance broker and an intermediary in banking operations which offers its services exclusively online.
Among them is Kompoz life insurance, which presents itself as an attractive long-term investment solution.
What is Kompoz life insurance?
Kompoz is a life insurance contract that allows you to invest your capital over the long term, by investing in more than 700 units of account.
These can vary upwards or downwards and allow you to benefit from a potentially attractive return over the years.
KOMPOZ has various advantages: firstly, it is a fully dematerialized life insurance contract 5, which means that you never have to travel to manage it.
All procedures are carried out online, whether for membership, arbitration and payments.
Then, KOMPOZ is 100% customizable and modular, with 5 solutions designed to fit your needs, your experience, your savings, your situation or even your age and risk appetite.
You can opt for one of three types of management to support you: free, delegated, or delegated with security.
Sicavonline's experts are there to help you choose the right way to manage your life insurance.
With more than 20 years of experience, Sicavonline provides you with a dedicated contact.
You can call on him at any time to benefit from support or help you finalize your membership, even if KOMPOZ is a dematerialized offer.
Finally, KOMPOZ presents itself as one of the most affordable life insurance contracts on the market.
Indeed, no entry fees are charged, as well as no deposit fees and no redemption and exit fees.
Annual management fees start from 0.50% if you opt for free management and 0.45% if you set up scheduled payments.
Arbitration fees are 0% in free management within the limit of 15 arbitrations per calendar year.
Beyond that, they are 1% of the amount arbitrated.
A bonus for new members
If Sicavonline's KOMPOZ life insurance policy interests you and you plan to join it soon, the offer currently put forward by Sivaonline may be of interest to you.
Until April 24, 2022 and within the limit of the available envelope, a first membership entitles you to a multi-brand gift voucher.
The amount of this is 100 euros if the initial payment made is at least 5,000 euros, and it is 200 euros for an initial payment of at least 10,000 euros.
A bonus which is always good to take and which can advantageously coincide with your desire to join a life insurance contract.
To find out more, do not hesitate to visit the Sicavonline website now, to contact an advisor or request documentation.
Unit-linked products present a risk of capital loss.
The insurer only commits to the number of units of account and not to their value, which may fluctuate upwards or downwards depending on the evolution of the financial markets.
The life insurance contract is a long-term investment.
The duration of a life insurance contract, the amount of premiums paid and the characteristics of the chosen contract depend in particular on the financial situation of the member, his needs and objectives, his attitude towards risk and of the tax system in force.
The tax system which is likely to change must not constitute an essential and determining condition without which the contract would not be signed.
Click here to
take advantage of the offer on the KOMPOZ life insurance contract
* This offer, subject to conditions, is only valid for any first subscription to the KOMPOZ life insurance contract within the limit of the available envelope made before April 24, 2022 inclusive, and should not be decisive in the choice of investment.
The gift voucher will be sent by email to the customer, to the email address provided when joining, three months after joining the KOMPOZ contract, provided that the joining the KOMPOZ contract is still in progress at that time. .
Offer limited to one subscription to the KOMPOZ contract per person.
The conditions of the offer, filed with the bailiff, are available from the broker Sivaconline.
Non-contractual advertising information February 2022
KOMPOZ is a collective life insurance policy insured by Ageas France and marketed by Sicavonline, as an insurance broker.
The subscriber of the KOMPOZ contract is the Personaliz Epargne Digitale association, become a member of the association and join the KOMPOZ contract.
SICAVONLINE, Public limited company with capital of 8,000,004 euros Head office: 50 place de l'Ellipse - CS 50053 - 92985 Paris La Défense Cedex - RCS of Nanterre n° 423 973 494 - INTRACOMMUNITY VAT N°: FR 40423973494 Investment approved by the Prudential Control and Resolution Authority under number 19253. Insurance brokerage company and intermediary in banking and payment services, registered with ORIAS under number 18001256,
www.orias.fr
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Ageas France Société Anonyme d'assurance sur la vie.
Company governed by the Insurance Code, approved by the Prudential Supervisory Authority, with capital of €159,221,273.61.
Registered with the Nanterre Trade and Companies Register at number 352 191 167, whose registered office is located at Village 5 – 50 place de L'Ellipse – CS 30024 – 92985 Paris La Défense Cedex