Home: with Ukraine and mortgage inflation opened today +8,800 euros

(ANSA) - ROME, APRIL 23 - The flare-up of inflation recorded in recent months and the conflict that broke out in Ukraine have had direct effects on the interest rates applied on the loans, making it more expensive for families to apply for a loan today to purchase a property.

This was stated by Codacons, which compared the rates charged by banks in the pre-conflict period and those in effect today.

    The market concerns are affected in particular by fixed rates - analyzes Codacons - Mentrel'Euribor, the reference index of variable rate mortgages, has remained substantially stable in the last 4 months (the 1-month Euribor is set today at -0.54%, compared to -0.58% of last January 3), the Eurirs, also known as IRS, the reference index of fixed-rate mortgages, has undergone a real and proper surge, passing for example to mortgages at 20 from 0.60% at the beginning of January to the current 1.69%.

    Those who take out a fixed-rate mortgage today for the purchase of their first home thus find final rates higher on average by + 0.50% compared to those who started a loan in January: a difference that, translated into a nutshell, is close to +9,000 total final expenditure on the mortgage.

(HANDLE).