"
Moving to the countryside, I won't do it, in itself that wouldn't bother me too much, but being a country doctor requires a lot of work, you're not very well paid and then, it's not super stimulant, it is above all comfort medicine.
says Étienne, 21, a third-year medical student.
This statement can partly explain the initiative of the municipality of Glanges: to acquire a nursing home by renovating the old post office of the village thanks to a citizen loan.
The mayor of Glanges, Emilie Gillet, declares that this unprecedented financing will probably make it possible "
to anticipate the retirements of doctors in the area who cannot find replacements
".
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A response in a tense medical area
Although Haute-Vienne is an area where healthcare is relatively accessible, the fact remains that a car is essential to get to a doctor.
Thierry, 65, retired, lives in Glanges, in Haute-Vienne.
Limoges is 25 km away and the nearest health center is in Saint-Germain-les-Belles, about fifteen kilometers from the village of around 515 inhabitants.
"
And the doctors in rural areas are not young
" adds Thierry.
So when Mayor Emilie Gillet, on the initiative of two nurses, talked about Villyz, an investment platform serving communities and their citizens, which would make it possible to finance a nursing home, Thierry did not hesitate to lend his money.
Localized potential accessibility to private general practitioners or practicing in health centers in 2019
Research, Studies, Evaluation and Statistics Department.
Some 65,000 euros were collected online, more than in the metropolis of Rouen, which had set up crowdfunding in 2018.
With an interest rate deemed interesting at 1.2%, this investment for the municipality has brought together the population of Glange and its surroundings: 52% of lenders are inhabitants of Haute-Vienne.
“
It's more interesting than a booklet A and I find the proposal very attractive.
We followed the dynamic.
Even people who didn't know how to do things on the Internet wanted to contribute something, they made donations.
says Thierry.
An initiative for more participatory democracy
According to Emilie Gillet, the call for civic engagement explains such enthusiasm.
She speaks of a form of participatory democracy: “
You have to start from needs, that's democracy.
We have a collective of citizens that is forming, it has triggered a dynamic.
Of the 500 inhabitants, 231 are involved in the Glanges health center: there is a real interest in local life.
»
For Arthur Moraglia, co-founder of Villyz, the idea was to enable transparent and impactful investment.
"
The city council was for such a project
" according to this former executive of the Prudential Control and Resolution Authority.
And if some were unable to donate, because of outdated identity papers in particular (necessary to lend on Villyz, which strictly regulates this practice), crowdfunding in Glanges has the advantage of being balanced.
Reimbursement by the municipality will be spread over 7 years.
46% of investors for the Glanges health center are women, an unprecedented figure since only 29% of women generally invest.