Early retirement due to illness: The most common cause is a widespread mental illness

Created: 07/01/2022 09:37

By: Natalie Hull Drawbar

There are people who are no longer able to work due to illness or an accident.

In the case of certain illnesses, those affected are entitled to a disability pension.

Some enjoy their

and would like to do it for as long as possible – especially

.

According to a study by the RWI Leibniz Institute for Economic Research,

people with lower incomes are more positive about ending their professional careers and

But what about employees who are no longer able to do their job due to

or an

?

Applying for early retirement: Depression is the most common reason

Depression is the most common reason people feel unable to work.

(Iconic image) © Monkey Business 2/Imago

There can be

why people are no longer able to work.

Starting with

, to

and even

.

Those affected can then apply for a disability pension, taking certain conditions into account.

Depression is one of the reasons why more and more Germans are retiring earlier from working life - specifically this means an increase of over 40 percent within the last ten years.

Applying for early retirement: difference between disabled or incapacitated

A distinction must be made between the

 and the

pension .

The latter is to be understood as private insurance that employees take out for individual

.

Anyone who can work less than 50 percent exclusively in their previous job in the long term is considered unfit for work.

The disability pension is a state benefit of the statutory

and comes into effect as soon as those affected can pursue any professional activity for less than six hours a day.

In order for those affected to be entitled to a

,

must be met: on the one hand, insurance requirements such as the minimum contribution years and, on the other hand ,

 such as proven

,

and accidents.