When you start thinking about
insuring your pet
, you quickly realize that an essential criterion must be met.
An age limit is indeed provided by insurers who generally do not accept animals that are too young or animals that are too old.
Age limits for insuring your pet
To be able to insure your precious pet, you must check the conditions of the insurers.
The age limit is generally set at
3 months for the youngest
, ie you cannot insure a puppy or kitten under 2 or 3 months old.
Then,
if the animal is over 7 years old, it also cannot be insured,
even if some insurance companies can offer contracts for animals up to 9 or 10 years old.
On the other hand, these insurances will be more expensive.
And if you want to insure a NAC (these new pets such as rabbits, ferrets or even hamsters or turtles...), be aware that the age limit is more around 3 years old.
What if he's older?
Senior
animals
can also have their own animal insurance, thanks to competition between insurers!
Indeed, when you compare the insurances, some insurances indeed propose to insure your animal even if it is older.
On the other hand, the guarantees will not be as complete as a more traditional insurance for animals.
Find the best insurance for your cat or dog
Why these age limits?
If insurers set these age limits to be able to insure a pet, it is because of the higher risks before 3 months and after 7 years.
Very young or older dogs or cats are
more likely to have an accident or become ill
.
Finally, the age of the animal is not the only element taken into account by insurers to define the amount of the insurance premium.
Indeed, it will also be necessary to base oneself on other elements such as the fact that the animal is
tattooed or carries a chip
, whether or not it has a
medical history
and finally the
type of formula
you need ( economical or more complete).
>> SERVICE: I click to find insurance for my animal
Is insuring your pet a good idea?
Dog, cat or NAC insurance allows you to limit your expenses for veterinarians or care.
A great help when costs have tended to increase and can cost owners dearly.
On the other hand,
it is strongly recommended to compare the contracts
in order to find the most suitable animal health insurance for your animal.
The guarantees offered must be checked as well as the amount limits to choose the right insurance contract.
