Nearly €1,880 billion in total outstandings at the end of 2021!
For more than 40 years, life insurance has been a favorite with savers.
The sums invested represent three-quarters of the wealth produced each year in France.
It is therefore an understatement to say that this tax envelope, which does not exist anywhere else than in France, is very popular.
And for good reason: when the contract is more than 8 years old, the gains made are only subject to income tax after an annual allowance of 4600 euros (9200 euros for a married or PACS couple).
Only the social levies remain.
How to identify the best contracts and make the right investment choice to diversify your savings?
This is the subject of our awards, based on around ten criteria: costs, quality and diversity of media, guarantees offered, etc.
By choosing the best-ranked contracts, according to your assets, you will put the odds on your side.
For this, we have studied more than a hundred…
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