Our pets are often part of the family just like human members.
They are everyday companions that it would be difficult to do without and when they fall ill or have an accident, it is very difficult to imagine letting them suffer more than reason.
Generally, it is to a qualified veterinarian or a suitable clinic that we turn in this kind of situation.
However, veterinary care can quickly become very expensive, and since animals do not have social security, it is directly your wallet that is impacted.
When a dog breaks a leg, the bill can very easily run to four figures.
And when a senior cat develops a chronic disease, the medications can very quickly cost a fortune over the months!
The solution in these different situations: have dog or cat insurance.
These organizations are responsible for reimbursing most veterinary costs, for a monthly subscription to be paid for the life of your pet.
From a simple consultation to a major operation, animal insurance allows you to considerably lower the veterinarian's bill.
But you still have to choose it well, both in terms of service and price.
To find the best pet insurance, cheap cat insurance or dog insurance at the most advantageous rate, follow the guide.
I find the cheapest cat or dog insurance
Why insure your pet?
When you decide to take a pet home, you don't necessarily think about all the costs that this can entail.
Sterilization and the various vaccines, as well as the identification of your cat or your dog, are all necessary expenses that occur from the first months of life of your four-legged friend.
But in addition to that, you may need to take your pet to the vet when it is sick, if it has had a bad fall or if it develops chronic problems throughout its life.
On average, we keep a cat or a dog for fifteen years.
It's hard to imagine that for so long you would never have veterinary bills other than routine annual check-ups.
However, consultations with the veterinarian can quickly become very expensive, because additional examinations are often necessary to determine what your animal is suffering from.
As this one cannot clearly express his discomfort, a blood test, an X-ray or other steps can be taken by the practitioner.
And that's without counting on the drugs that come to drive up the bill!
For all these reasons, taking out animal insurance can be very useful, since it allows you to be reimbursed for all or part of the benefits.
How to choose dog or cat insurance at the best price?
Le Parisien's pet insurance comparator can help you find the best insurance for your dog or cat, all at the best price.
But that's not all, since the comparator Le Parisien is also interested in NAC (new pets) and also allows you to find insurance for a rabbit, a ferret, a parrot, a guinea pig or even a chinchilla.
It is necessary to be as precise as possible in your description of your pet: for once, he is the center of all attention!
The price comparison also gives you the opportunity to choose the level of insurance policy that interests you the most: economy, medium or premium.
The higher you go, the more comprehensive the insurance, but the more expensive it is at the same time.
Once the form has been completed, you immediately have access to a selection of pet insurance with the strengths of all the formulas.
It is then up to you to choose the one that suits you best, and possibly subscribe to it if you feel that it meets your expectations.
You can take into account the price and the overall service to make the most informed choice for you.
>> Click here to compare dog and cat insurance
How much does dog insurance cost?
The prices for dog insurance vary greatly depending on many criteria.
If we have to mention a range, it turns out to be rather wide: between 10 and 25 euros per month.
The price of dog insurance depends on:
Your pet's breed:
insuring a purebred dog tends to cost more than insuring a crossbred dog with no pedigree, largely because purebred dogs (and even more some breeds) tend to be more fragile.
The age of the dog:
you should know that the vast majority of pet insurance companies tend to impose an age limit for insuring dogs.
Generally, it is set at 7 years.
Some can go up to 10 years, but the cost of insurance is higher.
The level of insurance:
economic insurance necessarily costs less than intermediate or comprehensive insurance, but the level of protection is lower.
Often, the difference lies in the level of care that is covered, but also in the percentage of the sums reimbursed.
It's up to you to see what is the best balance in this monthly expense, intended to last for years.
How much does cat insurance cost?
The cat is an animal that is generally smaller than the dog, but can potentially go outside alone for a good part of the day.
This tends to significantly increase the risks taken by your pet.
This is why it is worth investing in cat insurance, which usually costs between 7 and 20 euros per month.
Just like dog insurance, the monthly rate for cat insurance varies according to different criteria.
The breed of the cat:
unsurprisingly, the insurance linked to a purebred cat costs more than that associated with an alley cat.
This is something to consider when looking for insurance for your pet.
Your cat's daily life:
some insurance companies may ask you if your cat goes out regularly or if he stays indoors.
Answer this question honestly so as not to have any surprises when requesting support.
The age of your cat:
as for a dog, most insurance no longer provides coverage from the age of 7, which is the age when the cat becomes "senior".
Exceptions exist.
The level of insurance:
simple, intermediate or premium insurance, the level of coverage varies enormously, but so does the monthly rate.
If you have an alley cat that never leaves your home, you can afford to take out simple or intermediate insurance.
It's up to you to choose according to your budget.
