Car insurance: Switch now quickly and save up to 47 percent
Created: 09/11/2022, 15:30
By: Anna Heyers
If you change your car insurance by the end of November, you can save several hundred euros a year.
The savings potential for novice drivers is the greatest.
Everything is getting more expensive, inflation is now also making itself felt in the various insurance companies.
For this reason, the change is particularly worthwhile in many cases – including when it comes to car insurance.
As a rule, you can cancel by November 30th and save a lot when you change.
This is also shown by the current comparison of the online portal
Check24
.
Car insurance: Switch now and save
The result of the comparison portal: Up to 843 euros can be saved in the best case.
Novice drivers have the greatest savings potential.
With the cheapest tariff they pay 643 euros per year.
According to
Check24
, an average of 1,207 euros would be due for all tariffs for this profile.
A saving of at least 572 euros.
The cash savings are even greater for families with one child who is entitled to drive.
Here, a whopping 843 euros can be saved per year (cheapest tariff: 1,444 euros, average premium: 2,287 euros).
If you weren’t paying attention once and the rear-end collision happened – it’s good if you then have car insurance.
Better: if it costs as little as possible per year.
© Andriy Popov/IMago
When changing: Senior citizens, commuters and those who drive less often save more than 30 percent
By switching to the cheapest tariff (301 euros), pensioners can save 141 euros compared to the average premium: 32 percent.
Another piece of good news, in addition to the likely increase in pensions in 2023. For commuters, the car premium for the cheapest insurance is around 275 euros less than the average premium of 908 euros.
Those who drive infrequently save the least with “only” 91 euros.
Nevertheless, according to
Check24
, this is still 31 percent (cheapest tariff: 201 euros, average premium: 292 euros).
Changing car insurance is definitely worth it!
Michael Roloff, Managing Director of Motor Vehicle Insurance at CHECK24
Basic gas supply, car insurance, PayPal change: This will change from November
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E-car drivers save up to 101 euros a year
Drivers of e-cars could only pay 251 euros per year instead of 352 euros per year from November 30th when changing insurance.
That makes a saving of 29 percent (101 euros).
By the way: The following applies to all consumers: There are some insurance policies that can be deducted from taxes.
Price increase for existing customers
Car owners should definitely check their contracts now.
Due to the rising contributions of an average of ten percent, a change almost always offers better conditions.
One should remain as precise as possible with the information, agrees Michael Roloff from
Check24:
“Consumers should compare prices and choose the tariff with the individually suitable services.
All information should be given truthfully so as not to jeopardize insurance cover.”
