Quota 103 with at least 62 years of age and 41 of contributions and a squeeze on the recovery of inflation for the highest pensions: these are the main social security measures on the table of the CDM of the maneuver, which also provide for the confirmation of the Women's Option and the 'Social Bee.
Overall, around one billion should be allocated for outgoing flexibility, while the savings from the tightening on the equalization of higher pensions will depend on the solutions chosen.
It could be worth around 1.5 billion if the inflation recovery were reduced from 75% to 50% for pensions above five times the minimum, i.e. 2,621 euros gross per month.
But it could also exceed three billion if the equalization of pensions between four and five times the minimum (between 2,097 and 2,621 euros) were also cut to 50%.
This is if the clean cut on the entire check was decided.
But less tranchant solutions are not excluded.
The savings would be less if the cut were made only for the portion of the pension that exceeds 2,097 euros,
There would be a further filing - at 1.41 billion - with the restriction that puts a deductible on the check up to five times the minimum.
The discussion on the measure will be open until the end given that in the case of the highest threshold, more than 84% of pensioners would be protected from the cut, while in the second case only 72%.
In practice, therefore, in the case of the measure limited to pension income exceeding 2,097 euros per month, almost three out of four pensioners will still be protected, but those who will be affected by the measure will have a substantial penalty against an equalization calculated by the Mef for 2023 which at the 100% is worth 7.3%.
In the event of a cut from 90% to 50% of the inflation recovery for pensions between four and five times the minimum, a check for 2,400 euros gross would have a recovery of about 87 euros instead of 157 euros with a loss of 70 euros per month.
The loss would be reduced to 4.24 euros if the deductible were used.
For a pension income of 5 thousand euros (which now has a 75% equalization) the recovery would be 182 euros instead of 273 with a loss of about 90 euros (with the cut on the entire pension).
In terms of exit flexibility, the new Budget law should provide for the introduction of Quota 103 with at least 62 years of age and 41 of contributions which should be accompanied by a three-month rolling window for private work and 6 months for employees public as planned for Quota 100. The resources to be allocated for 2023 should be around 700 million for a total audience of around 47 thousand people.
But it is probable that the actual exits will stop at half of the audience - therefore less than 25 thousand people - especially if it is decided to ban the accumulation with work as was envisaged for Quota 100. In that case, in front of an audience of million people with the requirements in the three-year period 2019-2021, around 380 thousand left.
However, the ban on cumulation with work should be "
The amount to be spent on this Quota 103 which would replace Quota 102 which runs out at the end of 2022 would double in 2024 with around 1.4 billion in spending given that with the mobile window people will only receive the first checks from April 2023 (from July public).
For some, retirement will come even later if the requirements are perfected during the year.
The cohorts that will be affected by the measure are only those of 1960 and 1961 (therefore 62 and 63 years old) because the older ones have already left with 100 quota (1959 with 62 years in 2021) and the younger ones will still be blocked.
In fact, anyone who will be 64 years of age and 41 of contributions in 2023 was already 62 of age and 39 of contributions in 2021 and therefore had the requisites for Quota 100.