Do you have car insurance and find that you are paying too much for it?
Do you have an idea of the average rates charged by insurers to be sure of yourself?
Be aware that indeed, there are significant price variations depending on the auto insurance contracts, the level of coverage, but also according to the profiles of the drivers!
Because a driver who has never had a claim generally pays less for his car insurance than a “harmed” driver.
And if you pay more, do not hesitate to change auto insurance!
Let's go around the question for the insurance contract for your car with the insurance rates observed by LeComparateurAssurance.
I find the best insurance contract for my car
Auto insurance rates almost 10 times higher
If the cheapest car insurance costs around 80 euros/year, it is also the most basic insurance, third-party insurance.
The best protected drivers generally pay around 100 to 170 euros/year for their car insurance with extended third-party car insurance, or reinforced all-risk insurance.
These averages do not concern the profiles that pay the most for their car insurance: young drivers and people who have had claims.
These profiles of drivers pay more for their insurance because of the greater risk of claims in the eyes of car insurers.
For young drivers
Because they've just gotten their driver's license, young drivers usually have more expensive car insurance.
Yes, but by how much?
According to the insurance comparator study, drivers under 25 generally pay between 125 euros/year* for third-party insurance and nearly 300 euros/year** for their insurance depending on the level of cover chosen!
For drivers with a penalty or an increased risk
In addition to young drivers who pay more for their car insurance, profiles who present an aggravated risk of accident or disaster also pay more to insure themselves.
These profiles suffered a penalty, terminated their contract or suffered disasters, which explains the price increases.
But these are impressive compared to the cheapest prices to make sure...
High-risk profiles pay between 730 euros/year*** for third-party insurance and around 1,500 euros/year**** for reinforced all-risk car insurance... It is therefore essential for them to compare insurance policies. insurance because the contribution still represents more than 100 euros/month for all-risk insurance.
Which is not a negligible sum.
I want to save money on my car insurance policy
Compare to find the best auto insurance rate
Because the rates make the big difference according to the profiles and it is always good to check if you have a contract always adapted to your situation, it is important to compare car insurance.
You can do it for free online.
The average saving with comparison is also 340 euros and this with the same level of guarantees!
>> Click to
compare auto insurance online
* Price noted on Meilleurtaux.com on 05/07/2022 for a 25-year-old living in Albi
**Rate noted on lecomparateurassurance.com on 06/23/2022 for a 24-year-old living in Brumath
***
Rate noted on Meilleurtaux.com on 06/11/2022 for a 44-year-old self-impaired profile living in AIX EN PROVENCE
****Rate noted on the insurance comparator on 05/05/2022 for a 20-year-old worker living in Bruz