Savers who fear for their stockings may blow.
The fund in euros for life insurance, with guaranteed capital, will yield significantly more this year.
A first after years of falling yields, followed by a timid rise last year.
Thursday, the main association of savers and usual spur of the market, Afer, announced a rate of 2.01% for 2022, net of management fees, but excluding social security contributions (17.2%).
This remuneration was 1.70% in 2021.
“This rate will allow us to be among the best as always”
, assured Gérard Beckerman, its president.
So far it's pretty average.
Competition of booklet A
In recent days, several insurers and mutuals (Macsf, Maaf, GMF, Swiss Life, etc.) have announced rates often above 2.10% and for some up to 2.80% (the mutual Garance or La Banque mail, for example).
The public bank, however, reserves this attractive remuneration for savers with 40% units of account (UA).
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