The 55 million French people who hold a booklet A can rub their hands.
The rate of this flagship savings product will jump to 3% on February 1, as confirmed by Bercy this morning.
This is a little less than expected (around 3.30%) but it remains a significant increase compared to the 2% in force since August 1, and the rate of 1% a year ago.
Individuals who have not completely filled out their A booklets have every interest in doing so.
This investment is fully liquid, free of charge, tax-exempt and completely guaranteed.
Few investments do better today.
The life insurance fund in euros, also with guaranteed capital, should yield 2% on average, but it is taxed (social security contributions at 17.2%), the stock market is very uncertain, and the real estate held directly or via funds, is heavily taxed.
Only the popular savings account (LEP), raised to 6.1%, is much better.
But this savings product is not accessible to everyone.
He is…
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