Consob: more than one family out of 3 is unable to face fixed expenses

"The percentage of investors reporting that they have experienced a temporary or permanent decline in their income stands at 23%, up from 2021 (when it stood at 17%).

, that is, in difficulty in meeting fixed and recurring expenses, reaching 37% of the sample (33% in 2021), while the percentage of individuals who declare they are unable to manage an unexpected expense of 1,000 euros remains stable at 23%. ('exposed' families)".

This is what emerges from the Consob Report on the investment choices of Italian households 2022, which is based on a survey carried out on a representative sample of Italian investors.

Given the current economic context,

(23% from 26% in 2021), in financial investments (20% from 27%), in cryptocurrencies (as much as 6% from 4%).

The preference for the counter current fell to 12% (from 18%).

"We have savings of 12%, prudent spending, a low propensity to borrow and an orientation towards traditional investments", observes Riccardo De Lisa of the University of Cagliari when speaking at the presentation of the report.

"50% of wealth - he underlines - is real estate investments, the remaining 50% is tripartite in fixed income securities, units of mutual investment funds and deposits. compositions of a traditional portfolio that mixes real estate and securities investments. This investor who behaves like a good family man in the current context it should be more financialised".

The remaining 39% of Italians "do not know how to indicate or indicate (under 10%) that they would prefer to keep their savings under the mattress, there

Savona: inflation operates as a hidden and unfair

tax Democrat of no taxation withour representation".

This was stated by the president of Consob, Paolo Savona, speaking at the presentation of the Consob Report on the investment choices of Italian families in 2022. "Despite the immediate loss of purchasing power - notes Savona - the amount of savings has remained unchanged".