Those who bring up children are credited with compulsory contributions to the pension insurance system.
As a pensioner, this increases later payments – this also applies to fathers.
Hamburg – If one parent is primarily responsible for raising children, the parents' pension entitlement changes.
It can become problematic for fathers if the common child is brought up equally by both parents.
As a pensioner, who then gets the child-raising time credited to the pension?
Social insurance: | German pension insurance |
Founding: | October 1, 2005 |
Insured: | 56.7 million (December 31, 2020) |
Pensioner: | 21.2 million (as of July 1, 2022) |
More money than pensioners: parenting by fathers - what needs to be considered
The birth of a child is a blessing for many parents.
However, consumers in Germany have to overcome a number of bureaucratic hurdles.
This includes applying for child benefit.
The payment dates for child benefit for 2023 have already been set.
Raising children also plays an important role when it comes to later retirement.
Because: Those who bring up children are credited with compulsory contributions in the statutory pension insurance system.
This is reported
by 24hamburg.de
.
When receiving the benefits as a pensioner, this means higher contributions.
But who gets it?
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Fathers can increase their pension by raising children.
© Imago (montage)
The contributions to the pension through raising children are intended to compensate for the years in which parents can only work to a limited extent or not at all because of their children.
It does not necessarily only have to be the job that contributes to the pension insurance.
The pension entitlement can be acquired by bringing up children.
Insurance is still compulsory for mothers and fathers if they bring up their child in Germany.
Pension contributions are paid by the federal government.
Whose pension is increased by raising children can be decided individually.
Important for time as a pensioner: fathers only receive child-raising time on application
In addition to the biological parents, step-parents can also be entitled to child-rearing periods.
This also applies to grandparents or other relatives who are mainly responsible for raising children.
Parents who are already receiving a pension cannot have child-rearing periods credited to them.
Before raising children, parents should consider who should receive the future pension increase.
Only the parent who mainly brings up the child receives child-rearing time.
For those born before 1992, the child-rearing period is 30 months, for those born after 1992 it is 36 months.
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If both parents raise a child equally, the child-raising time is automatically assigned to the mother.
If the child-rearing period is to be assigned to the father, even though he does not primarily raise the child, both parents must submit a joint declaration.
This can only be submitted and asserted retrospectively for two months.
If the child is primarily brought up by the father, retrospective recognition is possible at any time.
This declaration must also be submitted to the pension insurance by both parents.
List of rubrics: © Imago (montage)
