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Recipes to optimize your employee savings

2023-02-04T13:54:41.760Z


Employees will receive their status report by March 31. Some points should catch the eye more than others.


The 11 million French people who hold employee savings - PEE, collective PER, etc. - will be able to take stock.

They must receive, by March 31, by mail or e-mail their statement of situation for 2022. What is there?

The sums accumulated since the opening of the account, the part available or intended to be - once the 5 years of ownership have passed -, the part blocked until retirement... Certain points must attract the eye more than others.

First of all, the capital gains or losses realized over the past year.

In normal times, the poor performance of a fund - stocks, bonds, etc. - should raise questions.

But in this particularly hectic year, almost all of them lost value.

So you don't have to worry too much.

"Savers may have latent capital losses, but these are not losses,"

recalls Benjamin Pedrini, managing director of employee savings manager Epsor.

Until the money is withdrawn, or...

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Source: lefigaro

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