At the beginning of 2020, the corona virus stormed our lives, changing them beyond recognition.
Sickness, closures, empty streets and above all one big uncertainty surrounded the routine.
There was nothing to talk about flights abroad. Since the years have passed, we have returned to normal and the corona has also faded. And yet, despite everything, the corona is still here. What is the state of the corona around the world, and how can you prepare for the various scenarios when traveling abroad?
What is the state of the corona in 2023?
In recent years we have learned how to live alongside the Corona virus.
This is not the same scary and unknown epidemic we faced in the past.
Having said that, even at the beginning of 2023 American experts are warning against new versions of Corona.
These versions are responsible, among other things, for the renewed outbreak of the epidemic in the United States and China. The outbreak in China is particularly notable, with approximately 248 million infected during the first 20 days of December according to Bloomberg News. This outbreak, combined with the fear of the lack of transparency of the Chinese authorities, caused the countries Variation in which Israel imposes restrictions and corona tests on incoming passengers coming from China. Despite the restrictions, as we know in the small and connected global village, an epidemic spreading in China does not necessarily stop there. As it seems, the corona is here to stay (at least for now),
with new variants continuing to emerge And with outbreaks in different regions around the world. How can you deal with the corona virus when you travel abroad, keep your health and your pocket safe?
Covering against corona before a flight (Photo: ShutterStock)
Checking the situation of the corona in the destination
as of writing these lines, the division into red and green countries is no longer relevant.
Even though the skies have reopened widely, as we understand there are still from time to time corona outbreaks around the world, which cause the guidelines to change from time to time.
For example, at the beginning of January 2023, the Thai government announced its intention to reinstate some of the Corona restrictions, but withdrew following pressure from many countries in the world.
This dynamic illustrates the dynamism of the situation, and the need to constantly follow the corona disease and the latest guidelines in the destination country.
At the same time, it is possible to be updated regarding the instructions for leaving Israel and entering it, on the websites of the Ministry of Health, the Foreign Broadcaster and the Airports Authority.
Purchase of dedicated insurance coverage for the Corona scenarios
Since the outbreak of the Corona epidemic, the possibility that we will need medical treatment during the trip abroad has become much more tangible - and with it the need for travel insurance abroad that will provide an answer at the moment of truth.
Travel insurance abroad is designed to cover the medical expenses during the trip: from the doctor's appointment and emergency dental treatments to medicines, hospitalizations, surgeries and even a medical flight back to Israel when necessary. And what about
contracting the corona virus? The good news is that the medical layer of travel insurance abroad should cover Also the expenses of medical treatment following infection with Corona.
This is important news for everyone who travels abroad with travel insurance, in an era where the Corona epidemic has not disappeared from the world (and it is doubtful that it will happen in the foreseeable future).
Corona in Israel (Photo: ShutterStock)
How do you choose travel insurance that will provide comprehensive protection against the corona virus?
As we know, infection with corona can amount to mild symptoms, and can lead to significant complications.
To make sure that the medical layer of the travel insurance covers you even when the medical treatment becomes complex and expensive, it is important to check whether it includes a coverage ceiling.
The reason: from the moment you reach the ceiling, you will have to finance all medical expenses out of your own pocket.
For this reason, the Phoenix smart travel foreign travel insurance includes coverage of medical expenses without a ceiling (except in the case of an existing medical condition). This type of coverage allows you to know that you are covered, even if the medical expenses following the complications of the corona virus (or other complications) will be high.
When you get infected with the corona virus abroad, the medical response is the most important. But dealing with the corona virus scenarios abroad is not limited to medical treatment: in many cases, contracting the corona virus or going into isolation leads to many unexpected costs, which are not necessarily related to the medical treatment and are very heavy on the pocket.
For example, contracting the corona virus may lead to the cancellation of the trip, and to receiving only a partial refund from the various travel providers (such as the airlines and hotels).
Alternatively, contracting corona or entering isolation during the trip may lead to a longer stay at the hotel, and naturally to an increase in costs.
The longer the stay extends beyond the original date, the higher the costs (especially when it comes to a trip for several people, such as a family trip).
In order to protect your pocket from the economic effects of the various corona scenarios, you should add a dedicated corona extension to your travel insurance.
Buying a corona extension?
When purchasing travel insurance abroad online, it is important to compare the coverages, and make sure that it provides the most extensive coverage for you.
What is the Corona extension - and how can it protect the pocket?
The Corona extension includes coverage for a variety of Corona scenarios that are not directly related to medical treatment, in order to protect on your pocket against unexpected expenses. For example, the Phoenix smart travel travel insurance includes the "Corona Shield" extension, which provides protection in a variety of scenarios before and during the trip.
Insurance coverage for Corona (Photo: ShutterStock)
Covers before the trip
Did you get infected with corona in the week before the flight, and had to cancel the trip?
The expansion of "Corona Protection" allows you to receive reimbursement of loss of expenses according to the policy conditions.
Covers during the trip
Did you arrive at your destination safely, but were you infected with Corona or went into isolation during your stay?
The "Corona Shield" extension provides pocket protection in a variety of scenarios.
Did you get sick with Corona during the original stay?
In such a case, you will be able to receive a reimbursement of the loss of accommodation expenses of up to $200 per night for the duration of the isolation period of up to 10 nights, following entry into isolation (required by the authorities at the destination) due to infection with Corona during the period of the original stay abroad. In addition, you will be able to receive a reimbursement of the loss of expenses of up to $3,000 for a rented car, domestic flights and travel tickets on public transportation abroad (on the condition that these expenses were paid before the occurrence of the insured event or that the insured has an obligation to pay them,
Were you infected with Corona or went into isolation during your stay abroad, and were forced to stay beyond the original insurance period?
Even in these cases, you can receive reimbursements for various expenses, according to the policy conditions.
The extension of Corona protection in Phoenix travel insurance includes additional reimbursements, which refer to additional scenarios such as an impending shutdown in the destination country , a sudden closure that makes it impossible to fly to Israel at the original time, etc.
After a long period when the skies were closed due to the corona virus, traveling abroad is not a matter of course.
But even after returning to normal, it is important to protect yourself from the corona virus, follow the updates and have insurance protection, which can protect your health and your pocket before and during the trip.
This information is general about the plan only and all of the above is subject to the full policy terms and conditions.
To review the full policy terms and complete information about the insurance coverages, exclusions and caveats, you can go to the company's website at WWW.FNX.CO.IL
The company makes efforts to ensure that the information presented in the article is complete and accurate, however there may be changes and/or inaccuracies and/or errors appear in the article.
Reliance on the information is solely the responsibility of the user of the information.
The company will not bear any responsibility for any damage and/or loss of any kind and type that may be caused, either directly or indirectly, as a result of reliance on this information.
What is stated in the article is not a substitute for legal advice or any other advice that takes into account the data and the special needs of each person.
The Phoenix Insurance Company Ltd.
In collaboration with Phoenix Smart
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