If you rent a dwelling, you must take out insurance covering at least the rental risks. But among the multitude of companies and formulas, how to choose? What is the best home insurance for renters? You will find the answer by comparing existing contracts, to identify the one that suits you best. Online tools exist to help you!
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Rental risk insurance or multi-risk home insurance?
Whether the accommodation you rent is empty or furnished, you are obliged to take out home insurance, covering at least the rental risks. Thus, the risks of fire, water damage, explosion that would take place in the accommodation you rent will be covered. But this insurance does not cover your personal belongings, which could be damaged in a disaster. To go further, most insurers have set up multi-risk home insurance, covering damage that could affect the insured's property during a fire or water damage, pipe freezing, natural disaster and storm ...
If you do not comply with the obligation to take out "rental risk" home insurance, the landlord can choose to terminate the lease or take out insurance for you and demand reimbursement. In this case, you will lose your hand and will not be able to choose the contract that best suits your needs.
Rely on online comparison tools
Le Parisien provides you with a home insurance comparison based on hundreds of comments and opinions from customers, analyses and tests carried out by professionals. An excellent tool to save time and target the best contract thanks to the comparative analysis of the main home insurance policies in France.