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What home insurance for a mobile home?

2023-05-29T09:12:38.429Z

Highlights: A mobile home must be covered just like a house or apartment. Do you own a mobile home and want to protect it in the event of a disaster? For this, there is mobile home insurance. A specific insurance contract that includes at least civil liability. Theft, civil liability, glass breakage, fire, water damage, vandalism, natural disasters are all covered by the contract. It provides protection during the transport of the mobile home, which is not provided for in conventional home Insurance.


A mobile home must be covered just like a house or apartment. To protect yourself in the event of a disaster, you must subscribe to


Do you own a mobile home and want to protect it in the event of a disaster? For this, there is mobile home insurance. A specific insurance contract that includes at least civil liability.

I find home insurance for my mobile home

What is mobile home insurance?

For several years, mobile home sales have exploded. A mode of holiday residence acclaimed by many French. To cope with this growing increase, insurers are adapting their offers and offering insurance contracts specially adapted to the mobile home. Owners have the choice to install their mobile home in a campsite or on a leisure ground. Defined as a so-called "mobile" residence, home insurance for mobile homes is mandatory.

In itself, mobile home insurance is quite specific and contains the classic guarantees in home insurance (theft, civil liability, glass breakage, fire, water damage, vandalism, natural disasters) and others more specific:

  • Loss of use guarantee: it allows you to be relocated in the event of a disaster
  • Rent guarantee: your insurance covers the amount of rent if your mobile home is not habitable
  • Protection of the mobile home: it ensures the guarantee of the objects present in the mobile home

>> SERVICES: Compare home insurance online

How to take out mobile home insurance?

There are several possibilities to insure your mobile home:

  • Mobile home insurance: this type of contract is modeled on a classic home insurance contract by adding specific guarantees
  • Caravan and mobile home insurance: a home insurance contract specially designed for atypical above-ground housing. In particular, it provides protection during the transport of the mobile home, which is not provided for in conventional home insurance.
  • Main home mobile home insurance: if you occupy your mobile home for more than 3 consecutive months in the year, you can take out a multi-risk home insurance contract.
  • Good to know: Insuring a mobile home is mandatory. Considered as a mobile home, it is imperative to take out a mobile home insurance policy!

    Source: leparis

    All life articles on 2023-05-29

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