A car without a license, like any vehicle, must have good car coverage. Mandatory, car insurance for a car without a license has the same guarantees as for other vehicles. Discover the different criteria to consider when finding the best insurance for your license-free car!
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Is car insurance for an unlicensed car mandatory?
Just like traditional cars, taking out car insurance for a vehicle without a license is mandatory. At a minimum, you must have civil liability insurance that covers material damage and bodily injury caused to others. On the other hand, this legal basis does not cover damage caused to your own person or your car.
Good to know: to insure a car without a license, you only need to provide a copy of the registration document. As a reminder, driving cars without a 2-seater license is allowed from the age of 14. Concerning the 4-seater carts, they are accessible from the age of 16.
What car insurance formula for a car without a license?
The risk of accidents is lower with a car without a license since the maximum authorized traffic speed is 45 km/h. In addition, carts are prohibited on the highway and expressways. However, you are not immune to a disaster, so it is essential to protect yourself.
To cover your car without a license, insurers offer 3 car insurance formulas:
If you do not wish to take out comprehensive insurance, you can supplement your contract with optional guarantees such as driver warranty, collision damage coverage or legal protection. They make it possible to reinforce your level of protection and to obtain a personalized contract adapted to driving a car without a license.
Service >> Find the car contract for car without a license by comparing the different offers
How to choose your VSP car insurance policy?
The best car insurance for your car without a license is first and foremost the one that meets your real needs. Thus, it is not necessary to opt for the most expensive contract if it includes superfluous guarantees. Conversely, pay attention to the lowest formula which has a low coverage coverage. In order to properly assess your needs, you can consider several criteria:
- Your driver profile: if you are a young driver, car insurance costs more because of additional premiums (due to inexperience of the road). The same applies if you have never driven or had a driver's license. In this case, it may be a good idea to take an intermediate blanket with options like glass breakage.
- The profile of your car: what is the value of your car without a license? For example, for a new car, it is better to have good auto coverage to get a good level of reimbursement in the event of a claim.
- Number of kilometres driven per year: are you a heavy roller or not? For the "little riders", know that there is car insurance per kilometer
Note that it is also important to pay attention to warranty exclusions, the amount of deductibles and the annual repayment limit. Make different quotes via our car insurance comparator to find the best car insurance without a license!
