Because controlling your expenses while life is increasingly expensive is essential, here's how to lower the cost of your car insurance. Whether it's comparing, choosing the right coverage, the right formula, the right insurance, there are solutions to lower the price of your car insurance in order to save money in times of inflation
I compare car insurance to find the cheapest one
Before comparing, determine your profile and needs
If you wish to benefit from the guarantees adapted to your real needs, you can list the decisive criteria to establish your insured profile and the level of protection you expect:
- As a reminder, the mandatory third-party liability cover for drivers is the cheapest but its level of protection is also the lowest.
- Extended third-party insurance, which offers good value for money, can be used to cover other claims such as theft and glass breakage, but also fire, terrorist attacks and natural and technological disasters.
- The more expensive all-risk coverage allows you and third parties to be compensated, even if you are responsible for the loss and regardless of the context.
Car Insurance Comparison: How Much Can You Save?
Once the coverage has been determined and your insured profile has been established (usage, cost of the vehicle, length of time as a driver, annual kilometres travelled, etc.) you will obtain, in a few clicks on a car insurance comparison tool, personalized quotes.
The price of your contributions, the conditions of compensation and the amount of deductibles or expenses remaining to be paid after a claim, are the criteria to remember to find the best value for money.
Increasing the amount of the deductible will also allow you to reduce the amount of your car premium.
By taking out new car insurance, you will be able to make substantial savings, possibly one or several hundred euros. As a result, you can save more than 300 euros on average per year according to Lecomparateurassurance.