As of: February 13, 2024, 7:18 p.m
By: Fabian Hartmann
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Anyone who is urgently dependent on a pension, citizen or child benefit could have problems.
In February, salary payments will be postponed.
Bremen – This February, consumers have to be prepared for their withdrawals to arrive in their account later than usual.
This affects several social groups.
In addition to the payment of child benefit and citizen's benefit, the pension payment is also a little later this month.
Especially now, when the year is still young, this could cause problems for some pension, citizen benefit or child benefit recipients.
After all, the beginning of the year is also the time when, in addition to year-end statements, some other costs also need to be paid.
Delayed payment of pensions etc.: When will recipients receive civil and child benefit in February?
The unpleasant delay in pension payments in February is due to the fact that 2024 is a leap year.
February counts one more day instead of the usual 28 days this year.
And pension payments will also be postponed in February, which brings with it further changes on this topic.
Why do leap years even exist?
The fact that February has 29 days this year goes back to the draft of the Gregorian calendar in the 16th century.
The year length of 365 days measured in the calendar does not exactly correspond to the actual length of time that the earth orbits the sun.
The Earth specifically needs 365 days, five hours, 48 minutes and 46 seconds to do this.
In order to compensate for the missing six hours, a leap year was introduced every four years during the time of Julius Caesar.
With less than 1,250 euros per month, many pensioners in Germany often find themselves running out of money at the end of the month.
If it comes later than usual, you have to tighten your already tight belt even more.
Delayed pension payment – when will the pension be in the bank account in February?
According to the German Pension Insurance, the pension is always paid out to its recipients on the last banking day of the month.
Due to the leap year, the new payment date for pension benefits is February 29th, a Thursday.
As pension consultant Peter Knöppel from
rentenbescheid24.de
explains, this is the payday for statutory pensions.
These include, on the one hand, the pensions paid in arrears with a pension start date after April 2004 for the pension month of February 2024. On the other hand, the pensions paid in advance with a pension start date before April 2004 for the pension month of March 2024 also fall on the last day of the month on February 29th.
Retired man taking a walk © IMAGO/Michael Gstettenbauer
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And the payment date for citizen and child benefit in February 2024 is Thursday, February 29th.
However, since the citizen's allowance is always transferred to the accounts of its recipients in advance, i.e. on the last banking day of the previous month, the later payment date due to this year's leap year affects the citizen's allowance payment for the month of March.
Pensions, citizen’s benefit, child benefit – these changes will affect consumers in 2024
In addition to a slightly delayed pension payment in February, pensioners have to adapt to a few other changes this year.
While after a decision by the traffic light coalition
A pension subsidy was canceled in mid-December, the planned pension increase from July 1, 2024 is not in danger.
In addition, since the beginning of the year, everyone who will retire in 2024 will have to pay tax on a higher pension share.
Specifically, this means that the taxable pension share has been 84 percent since January 1st of this year, instead of the previous 83 percent.
This means that only 16 percent of the first full gross annual pension remains tax-free this year.
In addition, the contribution assessment limit for pension insurance will increase this year.
Instead of 7,300 euros, from January it will be 7,550 euros (old federal states) or 7,450 euros (new federal states) per month.
A lot has also happened with citizens' money at the beginning of the year.
Since January 1, 2024, single beneficiaries will now receive 563 euros instead of 502 euros per month, i.e. 61 euros more per month.
Couples receive a total of 55 euros more per partner at 506 euros instead of 451 euros.
When it comes to child benefit, there are fewer innovations in 2024 and more important news to announce for the coming year.
From 2025, the new basic child benefit will replace the current child benefit.
(
Fabian Hartmann)