As of: March 18, 2024, 4:00 p.m
By: Carina Blumenroth
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You can get money back for certain expenses when you file your tax return.
For example, you can deduct your vehicle liability insurance.
Anyone who earns more than the basic allowance should submit a tax return.
In 2024, the basic allowance for singles will be 11,604 euros and for married people it will be 23,208 euros.
When you file your taxes, you can deduct various expenses and thus get money back.
Not just for purchases that support you at work.
Do you own a car?
Then you shouldn't forget about the expenses for liability insurance.
Everything about cars: What can you deduct from your taxes?
In principle, you can declare motor vehicle liability on your tax return.
© imageBROKER/Aleksei Isachenko/Imago
In principle, motor vehicle liability, motor vehicle accident insurance and comprehensive insurance can be deducted, the comparison portal
Verivox
informs .
However, the policyholder must also be the owner of the car.
Depending on how the vehicle is used, the information may be considered special expenses, advertising costs or operating expenses.
If you are an employee, you can specify liability insurance and accident insurance.
Self-employed people can also deduct comprehensive insurance from their taxes.
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Liability insurance for special editions
You can claim liability insurance for so-called other precautionary expenses.
However, there is a restriction, because the contributions to health and nursing care insurance are also billed under this item.
Singles can deduct a maximum of 1,900 euros under the heading of precautionary expenses; this is often achieved with basic health and statutory nursing care insurance, informs the
United Wage Tax Assistance
.
For self-employed people ,
the maximum limit for preventative care expenses is 2,800 euros, which is partly because they have to pay for health and nursing care insurance themselves, reports the insurance company
ruv.de.
Do you only use your car for work?
If you only use your car for work, you can declare the insurance costs under your business expenses.
The amount you will be reimbursed varies depending on the case.
If you have already claimed tax advantages such as a logbook or the distance allowance, this may affect the scope.